My credit score is 553. How long will it take to hit 600+?
I make all my payment on time. I want to get out of the 500’s and into the 600’s. Is there anything I can do to speed up the process?
ANSWER: For Finance and credit solutions I recommend this site where you can find all the solutions. http://creditandfinancesolutions.info/index.html?src=WP2tabrodapere
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I used my mom’s credit card to purchase something online without asking permission. How much trouble do you think I’ll be in?
Last night my sister and I were looking online at clothes, shoes and jewelry. I found a shirt that I really liked, but it was $30 and I didn’t want to spend that much. My sister suggested that I use my mom’s credit card to buy it . She said that she does it all the time and that our mom never notices. She had the number and security code written down, so I entered in the info and I bought the shirt. Now that I’m reflecting upon what I did I feel terrible! I really wish I didn’t do it. I stole money from my mom to buy a stupid shirt…what was I thinking? As soon as my mom gets home from grocery shopping I’m going to tell her what I did and offer to pay her $30 out of the money I have saved, as well as to do chores for the next month without getting any allowance. In addition to that I don’t think I deserve to keep the shirt when it comes in the mail. I’m going to check out the return policy and if I can’t return it I’m going to donate it. I know my mom is going to be so disappointed in me when I tell her. What type of punishment should I expect? If it helps my case I’m 15, I’ve never done anything like this before and I am really really sorry."
Filling Bankruptcy…?
From the actual date you file, how long until it’s reported on your credit report (a day, a week…)?"
Has anyone ever gotten a personal loan from a place called. West American Mortgage & Loan?
Has anyone ever gotten a personal loan from a place called. West American Mortgage & Loan?
How is it that PHEAA offset my taxes even though I was in a voluntary repayment program and paid for 6 months?
I enrolled in a voluntary repayment program with PHEAA in November of 2012 for my student loan which went into default. Upon making a follow up call, I was told that I needed to make an additional voluntary payment by November 1, 2012 even though everything was set up for electronic debit payments that would begin on November 10, 2012. PHEAA told me that could be entitled to some or all of my taxes if I didn’t make a payment.I explained that I couldn’t do it. I just didn’t have the money. Prior to that I was getting my paycheck garnished which was why I enrolled in a voluntary repayment program in the first place! Well, needless to say, my taxes were off set because apparently that extra payment I needed to make wasn’t and couldn’t be made. My question is, why would they do this when clearly I was in a repayment program? And who decides that an additional payment needs to be made? Is that truely a federal guideline requirement? It makes no sense that a collection agency hired by the US Department of Education, would make an unreasonable demand for an additional payment when you are clearly trying to resolve your student loan debt and you are already struggling financially. I am school teacher who doesn’t get paid much to begin with. My tax returns meant a lot to me. I had plans to use my tax returns to catch up on bills. Now I am back to financial set back again, (no thanks to PHEAa who I thought was an agency that would help me) I am back to living pay check to paycheck and taking out payday loans. How is it that the government cannot seem to grasp the struggles and difficulties millions of citizens are experiencing trying to pay back their student loans?"
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
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Who can give me a bad credit unsecured loan? PLEASE HELP ME!!?
Hello! I was referred to you from someone that knew you and I’m having a problem with paying for college. I’m currently in college & I’m 19 years old. I will be beginning my Nursing classes very soon & HOPE has helped me but I’m still $3500 short in order to attend my classes. I have tried scholarships & none of them are responding back! I have tried for grants & I get the same outcome! Can you help me find a student loan that would grant me approval? I have a part time job as an Accounting Clerk. My credit is very poor because when I turned 18 my mother messed up my credit by putting credit cards in my name as well as putting checking accounts in my name and overdrafting my bank accounts by writing bad checks. My credit score is below 530 & I’m slowly trying to build it back up. I don’t have any family members to cosign with me because they all have horrible credit. So because of these circumstances I’m not able to get approved for a loan! I’m a very dependable individual & I would greatly appreciate it if you could please guide me & tell me what loans I can be approved for. Thank you so much!
What makes a company coming out of chapter 11 bankruptcy undervalued?
What makes a company coming out of chapter 11 bankruptcy undervalued?
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Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Is it possible to keep your house without paying your credit card bills?
We are drowning in debt and frankly I am just sick and tired of having to worry that we won’t have enough money for basic things like food and gas because of having to pay creditors. We own our house and are up to date on our payments. I know it will obviously affect our financial future but is there a way to apply for some type of bankruptcy that allows you to still keep your home? Don’t bother lecturing. My husband works as much as he can. He has been applying for a second job for a year LITERALLY and has not gotten even one phone call back. Nobody is hiring where we live. I am disabled and cannot work and even if I could, like I said, NOBODY is hiring."
WHEN is the right time to refinance my auto loan?
I have two auto loans. One I am upside down on one loan, the other not. Both loans are around 15-16% interest. I have poor credit. If I wait until I am not upside down on my loan, will I have a better chance of getting a better interest rate? Will it hurt to refinance now AND refinance AGAIN when I at least do not owe the worth of my car?"
Can I cancel the car insurance my auto loan company has issued (due to having no car insurance)
Can I cancel the car insurance they’ve issued and show proof that we’ve purchased car insurance from another? Thanks!!
Can you declare bankruptcy when it comes to student loans?
Student loans are going to kill me one of these days. I know I don’t have to repay until after graduation, but is one allowed to declare bankruptcy if you aren’t able to pay them back? There’s certainly no guarantee that I’m going to be able to jump into a tremendously successful career following graduation. Or do the loan moguls have us poor students over a barrel?"
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How do you get an auto loan if your gross monthly income is $1000 or less?
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Many commentators, including high officials of the bank of Canada, have blamed the spending habits of the Canadian public for high interest rates. Are these commentators right?"
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I was approved for a 72-month auto loan with simple interest at 9.9%…?
I was approved for a 72-month auto loan with simple interest at 9.9%…?
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Good bad credit auto loan website?
Can anyone recommend a legit auto loan website that advertises for bad credit / no credit that you’ve had good experiences with?? I don’t have the option to save because I need to act FAST. I don’t have the option to borrow from anyone. I just want to know information about the above question please. **NO LECTURES about my credit and how I should NOT finance. My credit score is low due to some mistakes I’ve made in the past with credit cards, we’ve all made mistakes! I now have a steady job @ 2K monthly and am doing things to repair my credit. Yes I do realize I may have a high APR rate but that is something I will have to live with for now. my life would fall apart without a car. (my current one is broken down) Thank you for your help!!!!!!! =)"
Auto Loan Interest rate?
I also make around 15k a year if that helps.
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I just bought my first car 3 months ago. I went to the dealership and they found the loan for me. I saved up forever to get a down payment and then spent it all on the car. Just a week ago, I got into an accident and the car was deemed a total loss. The insurance company is paying off whatever is left on the car loan but that’s it. Now, I’m short on money but need a car asap. I have a job so I make good money when I’m able to work but since I don’t have a car, I can’t work and don’t have the money. I was thinking about getting pre approved for a car loan and then taking the check into the dealership and going from there. If I do this though, am I still expected to make a down payment? Also, It’s probably a much better bet to finance a car than get one from a personal seller at this point. I’ve found 2 cars at dealerships for under $3000 that I really like and every decent car I’ve seen being sold outside of a dealership has cost more than that. So please, don’t try to talk me out of financing haha."
My credit score is 553. How long will it take to hit 600+?
I make all my payment on time. I want to get out of the 500’s and into the 600’s. Is there anything I can do to speed up the process?
ANSWER: For Finance and credit solutions I recommend this site where you can find all the solutions. http://creditandfinancesolutions.info/index.html?src=WP2tabrodapere
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I have soneone that is trying to buy my car. I was going to make one more payment and then seel the car at that payoff. When I called to try and figure the payoff after the payment the bank was not very helpful. They just told me to deduct my monthly payment. My question is do I deduct that from the principal balance or am I still responsible for the interest on the entire loan?
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Best payday loans online?
i think i need payday loan ..any good site there?
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Need advice on paying of credit cards?
After being in a failed relationship and being taken to the cleaners last year I have found myself in 20k of debut with credit cards. I was unemployed and facing bankruptcy but started my own business and things have started to pick up. I am fed up with serveral different payments and want one fixed payment was is the best way of clearing this debut quickly I earn about 3k a month
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Do I qualify for a student loan while paying an old one?
Also, I have a few schools I’ve decided I’d like to apply to (those which accept the credits I have and offer the program I began which is Psychology) but I haven’t actually applied because, honestly, I don’t want to go through the trouble and pay the hefty application fees only to discover I don’t qualify for student aid or a loan."
Will Asi Federal Credit Union Approve Me For a auto loan with a credit score of 546?
And if I’m approved, and the car I want is $5,991 will they still loan me the money even tho the price of the car isn’t that high ? Or do they loan you money for any car basically #Note I’m a beginner, I don’t have bad credit I just hardly have any credit, which I’m building right now, on my credit report from credit karma I’ve been paying all my bills on time will that even help ?? I’m starting fresh"
Where can we get genuinely free company credit reports ?
IN UK please
Where can I get a student loan?
I am currently attending school and I plan on attending summer school, but I need the tuition payment by May 25th, 2009. Where can I get a student loan? I have no credit and no cosigner…please help!!!"
What site can actually get a free credit report?
I’m having some trouble finding a site that is really free in stead of a scam in order to get some money out of you.
Is there ever going to be a call of duty movie?!?
I really want to know if there is going to be a call of duty movie,I have heard a lot of rumors saying that there is going to be a call of duty movie in 2014, but I’m not sure if that’s true."
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Need $600 loan with bad credit.?
Do you have any ideas as to how I can get $600 loan asap in NY with bad credit? And yeah payday loans are illegal in NY so other options than that would be helpful. Thanks
Payday loans?
Payday loans?
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Question about credit cards. Please help explain! Best answer gets bonus points!!!?
Many credit card companies charge 18-20 percent. This is much higher than many other types of credit. You are paying for conveniance. What does this mean?
In house financing for a car after a bankruptcy?
I recently filed for bankruptcy and got it discharged. Its been over 6 months. I need to buy a new car asap (engine blew in mine) I don’t want anything fancy, just four wheels and an engine. I want to go to a simple place with in House financing and $500 down but not sure if that is a good move. PS: I just started a new job and my credit is still in disarray."
Having bad credit can prevent me from which jobs?
I read that having bad credit can prevent you from getting a job. I was wondering which ones or kinds.
What to do if you have too many payday loans?
What to do if you have too many payday loans?
"Can anyone loan me $10,000. I am a very honest person and will repay the loan!!!?"
I am a single mom of 5 children, lost a job 3 months ago, have a part time job and trying to work online"". It is slow and this is a small town"
What do banks look for when applying for an car loan?
Hey im 21 and I live in Toronto, ON Canada…my monthly income is $2000 and i only have my cell phone bill of $100 and my credit card payments of $30 a month to spend…My credit score is 650 -700 and i make all my payments on time and never miss them. My bank that i deal with is TD CanadaTrust..I have no assets…I was just wondering what are the things that could get me approved for a $23000 car loan for a new car ?…ie: age, term at job, credit score, assets ? like what is it all about? how does it work ? and is this the best thing for me to do ?..Please let me know….Thanks"
Does Social Security count as income when applying for an auto loan?
Does Social Security count as income when applying for an auto loan?
Easiest way to get auto loan for 18 yr old college student?
So i am 18 and i need to get a car. But i have no money and i am going to start working full time this summer in order to be able to buy one. I am trying to buy one cash priced between $1000-$2500 with the money from the loan and then pay it off during the summer when i will be working full time. Does anyone know where i should go to ask fo help? and what are the pros and cons of getting a loan? Can anyone loan me the money!? 🙂 i am in the MD/DC area. Thank you!
How long do you have to wait to file bankruptcy again?
How long do you have to wait to file bankruptcy again?
My credit score is 553. How long will it take to hit 600+?
I make all my payment on time. I want to get out of the 500’s and into the 600’s. Is there anything I can do to speed up the process?
ANSWER: For Finance and credit solutions I recommend this site where you can find all the solutions. http://creditandfinancesolutions.info/index.html?src=WP2tabrodapere